Use it like an Overdraft.

Access flexible credit up to £10,000. Download the app and apply today.

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UK residents aged 18+. Subject to status. T&Cs apply.

Missing payments to Cred or other credit accounts may harm your score

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Representative example: Assuming a credit limit of £1,200 and an interest rate on purchases or withdrawals of 18.9% p.a. variable, you will be charged 18.9% APR representative variable.